City Furniture VIP Credit Card - Flexible Financing & Exclusive Benefits | Apply Today

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CITY FURNITURE VIP CREDIT CARD

Unlock Exclusive Access

CITY FURNITURE VIP CREDIT CARD

Create your dream home now with special benefits,
flexible financing, and other exclusive perks.
 
See if you Pre-qualify now
with no impact to your credit bureau score!
PRE-QUALIFY NOW

Already a VIP Cardholder?

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Shop Now, Pay Over Time

60 MONTHS SPECIAL FINANCING*

On purchases with your CITY Furniture Credit Card. Fixed monthly payments required for 60 months. No down payment or minimum purchase required.

0 INTEREST IF PAID IN FULL WITHIN 6 OR 12 MONTHS**

On purchases made with your CITY Furniture credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full 6 or 12 months. Minimum monthly payments required. Choose 6 or 12 months at checkout.

VIP Cardholder Benefits

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No Annual Fee1

Get these benefits with no annual fee1

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No down payment2

At time of purchase with special financing

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convenient monthly payments

6, 12, and 60 months special financing on qualifying purchases³

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Up to $500 in statement credits4

Earn a statement credit on a qualifying purchase when shopping participating events

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vip access to special events5

Early access to sales, and exclusive cardholder-only savings

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free upgrade to same day delivery6

Get your order faster with a free upgrade on in-stock orders

PAYMENT CALCULATOR

SPECIAL FINANCING

PAYMENT CALCULATOR

Need help planning your budget? Use the Synchrony Bank calculator to get an idea of your monthly payments.
TRY NOW
PRE-QUALIFY NOW

Frequently Asked Questions

General Questions
New Customers
Existing Customers

Does CITY Furniture have its own credit card as a financing option?

Yes, we have the CITY Furniture VIP Credit Card.

What is the CITY Furniture VIP Credit Card? Where can it be used?

 
 
CITY Furniture offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again at cityfurniture.com, at CITY Furniture retail locations, and at Ashley HomeStore showrooms in Fort Myers, Miami, and West Palm Beach media markets. Find a CITY Furniture showroom to use the CITY Furniture VIP Credit Card.
 
 

How do I apply for the CITY Furniture VIP Credit Card?

You can apply online or at any of our participating retailer locations. Click here to apply online or here to find your nearest participating store location.

Do I need to start making my payments before receiving the product?

Once your purchase has been completed at CITY Furniture or participating Ashley HomeStore locations, that promotional purchase balance will appear on your next billing statement, and you will be required to make the (minimum) monthly payments per your financing promotion.